General Liability
Every business, even if home-based, needs to have liability insurance. It provides both defense and damages if you, your employees, or your products or services cause (or are alleged to have caused) bodily injury or property damage to a third party.
Be Proactive In Protecting Your Business.
Your business may be small in size, but it’s not small in importance. Not to you, not to your employees, and certainly not to us. That’s why we’ll work hard to get you the best possible general liability coverage to protect against claims of:
Property Damage
Pays for damage your business causes to someone else’s property. For example, a contractor breaking a pipe and causing water damage to a client’s home.
Bodily Injury
Covers medical costs and legal fees if a customer or other third party is physically harmed on your business premises or due to your operations, such as a customer slipping on a wet floor.
Medical Payments
Provides for immediate medical expenses for injuries that occur on your premises, regardless of who is at fault, often to avoid potential lawsuits.
Personal And Advertising
Injury Protects against claims of libel, slander, copyright infringement, or wrongful eviction.
Let’s Make Sure You’re Covered. Completely.
As a business professional, you know lots can go wrong. That’s why it’s important to understand that a general liability policy doesn’t cover everything. For example, these types of claims would require different coverages:
- Professional mistakes
- Damage to your business property
- Data breaches
- Auto accidents with company vehicles
- Employee injuries or illness
Ask us about other coverages you may need. You may also want to consider a Business Owner’s Policy (BOP) that packages liability and property coverages for added protection. We can help you decide what’s right for you.
Request A Small Business Risk Review.
See what a review of your current insurance coverage uncovers. You may find that you’re adequately protected. You may find otherwise. Either way, you deserve to know for your peace of mind.