Auto
At Relation, we’re here to help you protect what matters. That includes your vehicles, passengers, and even others on the road. Leveraging our long-standing relationships with top-rated insurance carriers coast-to-coast, we can provide a variety of coverage options to fit your needs.
Do You Need Auto Insurance?
Most states require vehicles owners to carry auto insurance. Beyond that, if your car is damaged or you’re in an accident and you don’t have auto insurance, you could personally be responsible for repairs to your car and others, and for medical costs associated with the accident for you and other people involved. Auto insurance protects you!
What’s Covered?
There are a variety of auto policies available. Common coverages include:
- Bodily injury liability: Covers you against medical claims for injuries sustained to other road users.
- Property damage liability: Covers property damage caused to other people’s properties.
- Uninsured/underinsured motorist coverage: This coverage comes in handy in hit-and-run situations, and when you’re involved in an accident with a motorist who does not have auto insurance or is inadequately covered.
- Collision coverage: Protects your vehicle against damage resulting from accidents.
- Comprehensive coverage: Protects your car against non-collision risks like theft, fire, vandalism, falling objects, and other perils.
- Medical payments coverage: Covers medical costs for accident-related injuries sustained by you and your passengers regardless of who was at fault.
- Roadside assistance: Provides services like gas delivery, towing, and other services when your vehicle stalls away from home.
Discounts To Keep Your Budget Running Smoothly.
We can help drive down costs with plenty of discount opportunities. Here’s a sampling of options that may be available to you:
Accident-Free
A better rate is often available for accident-free drivers.
Good Student
For young drivers, you can save on your premium based on their good grades.
Bundles
Most carriers offer discounts for multi-car policies, or if you also have a homeowner policy with them.
Affinity
Are you a member of a national organization or club? Some carriers have partnerships with them to offer member discounts.
New Car
Newer cars get discounted rates versus older vehicles.
Passive Restraints
Safety is a priority, so airbags equal a discount on your policy.
Paperless Policy
Many carriers reward you with a discount if you will opt for a paperless experience with them.
Telemetrics
Some carriers offer a device that collects driving data from your auto in return for a discount on your premium.
Request A Personal Risk Review.
See what a review of your current insurance coverage uncovers. You may find that you’re adequately protected. You may find otherwise. Either way, you deserve to know for your peace of mind.