Cyber Liability
Hackers see opportunities in companies of all sizes. Unfortunately, too often, the industry’s most experienced cyber talent is reserved for global enterprises while other businesses are pushed through standardized placements focused on transactions instead of strategy.
Not at Relation. Here, you’ll have access to professionals whose experience includes advising some of the most complex organizations in the market, including Fortune 500 clients. No big-brokerage bureaucracy, just industry-leading talent and capabilities to deliver the strategy, coverage, and results you deserve.
97%
1/2
$16.6B
A Coordinated Approach To Cyber Risk.
Cyber events rarely stay within one policy. A ransomware attack can trigger expose sensitive personal information, interrupt business operations, and place directors and officers under scrutiny for their risk management decisions.
An AI-related error can lead to an employment discrimination lawsuit, concerns over privacy and security practices, and allegations of professional negligence — all from a single decision.
That’s why Relation doesn’t treat Cyber and Management Liability as separate conversations. Our Cyber and Management Liability specialists work as one team, designing integrated solutions that recognize how modern financial line exposures connect in the real world.
The goal is a more coordinated insurance strategy designed around how your business actually operates.
Cyber Liability Insurance
Coverage designed to help your organization respond to the financial and operational consequences of a cyber event.
- Data Breach & Privacy Liability
- Network Security Liability
- Cyber Extortion & Ransomware
- Business Interruption
- Data Restoration
- Incident Response
- Regulatory Defense
- Privacy Regulatory Liability
Technology Errors & Omissions
For technology companies and businesses that provide technology products or services, E&O coverage can help address liability arising from failures in technology services or products.
- Technology Errors & Omissions
- Technology Products Liability
- Service Failure
- Professional Liability
- Media Liability
- Intellectual Property Liability
Integrated Management Liability
Cyber events can create consequences that extend beyond the organization itself. We coordinate Cyber Risk with other Financial Lines to help identify potential gaps and overlapping exposures.
- Directors & Officers Liability
- Employment Practices Liability
- Fiduciary Liability
- Commercial Crime
- Financial Institutions E&O
- Cyber Risk
- Technology E&O
The Relation Difference:
Fortune 500 Capabilities. Built For You.
Our Cyber Risk Practice was built by professionals whose experience includes advising some of the most complex organizations in the market, including Fortune 500 clients. We bring that experience to businesses like yours, helping you access sophisticated strategies, coverage solutions, and market relationships without being treated like a standardized placement.
Integration Across Financial Lines.
Cyber and Management Liability risks increasingly overlap. Our specialists work together to identify potential gaps between Cyber, D&O, Fiduciary, EPL, Crime, and E&O policies. That integrated approach can help strengthen your overall program, coordinate renewal strategy, and reduce the risk of coverage disputes when one event triggers multiple areas of liability.
Strategy That Goes Beyond The Policy.
Cyber insurance is one part of a broader cyber resilience strategy. We help you understand how your risk profile, security controls, business operations, and insurance program work together. As cyber threats evolve, so should your approach to risk transfer.
Our Cyber Liability Insurance Process.
UNDERSTAND
your business, technology, and cyber exposure.
- Review your business model, technology infrastructure, and data environment.
- Identify critical systems, sensitive information, and key third-party dependencies.
- Understand your current cyber security controls and risk management practices.
- Review existing Cyber, Technology E&O, and Management Liability coverage.
- Identify potential gaps, overlaps, and coordination issues across the program.
ANALYZE
the risks that matter most to your organization.
- Evaluate potential financial and operational impacts of cyber events.
- Assess ransomware, privacy, business interruption, and third-party exposures.
- Consider emerging risks involving AI, technology, and evolving privacy requirements.
- Analyze how a cyber event could create liability for both the organization and its leadership.
- Identify opportunities to strengthen the overall risk transfer strategy.
STRUCTURE
a coordinated insurance program.
- Build Cyber Risk and Technology E&O coverage around your specific exposures.
- Coordinate Cyber with D&O, EPL, Fiduciary, Crime, and other Financial Lines.
- Develop coverage designed to respond to complex, multi-policy events.
- Align limits, retentions, and policy language across the broader program.
- Present your risk to the market in a way that helps carriers understand your controls and risk profile.
PLACE
coverage with the right insurance partners.
- Leverage relationships with leading cyber and specialty carriers.
- Negotiate terms, conditions, limits, and pricing on your behalf.
- Navigate evolving underwriting requirements and carrier expectations.
- Coordinate Cyber Risk and Management Liability renewals where appropriate.
- Help position your organization for favorable terms based on its risk profile and preparedness.
RESPOND
when a cyber event or claim occurs.
- Provide guidance through the claims process.
- Coordinate with carriers and other parties involved in the response.
- Help navigate the intersection of cyber, E&O, and management liability coverage.
- Engage our Claims Advocacy team when coverage questions or disputes arise.
- Continue the conversation after the event to help inform future coverage decisions.
Seamless Continuity For Superior Service.
Our Cyber Risk Practice is part of Relation’s Financial Lines Group—the team dedicated to management liability, professional liability, and related specialty coverage. That means Cyber Risk doesn’t have to be managed separately from the rest of your Financial Lines program. Our specialists can work together to help identify where policies intersect, where coverage gaps may exist, and how a single event could affect multiple areas of your organization.
From cyber and technology E&O to D&O, EPL, Fiduciary, and Crime, we bring a more connected approach to managing risk. Because today’s risks don’t operate in silos. Your insurance strategy shouldn’t either.
Meet Our Practice Leader.
Courtney Maugé
Senior Vice President, Cyber Risk
Courtney is an attorney who leads our dedicated Cyber and Errors & Omissions practice with market-leading expertise and carrier relationships. Courtney’s background spans law, hands-on technical IT support, and cyber insurance—providing you with a uniquely comprehensive perspective on cyber risk that few advisors can match. She has over 12 years of direct industry experience advising organizations on complex cyber and technology risks, and is a trusted thought leader within the industry.
Request A Cyber Risk Review.
Cyber risk is constantly changing. Your insurance program should keep up. See what a review of your current Cyber Liability and Technology E&O policies uncovers. You may find that you’re adequately protected. You may find otherwise. Either way, you deserve to know.
Let us take a look at your situation at no obligation or cost. We’ll help you better understand your risks, identify potential gaps, and determine whether your current program is built to respond when it matters most.