Commercial Property
Expect the unexpected. That’s good advice for small businesses, where being prepared for the unforeseen with coverage for your buildings, equipment, inventory, employee/customer property and more can be the difference between open for business and closed for good.
Being Prepared Is Good For Business.
What if someone breaks into your building and steals inventory or vandalizes your offices? What if a lightning strike damages your computers or a fire destroys your property? If you own your building or have business personal property such as office equipment, computers, inventory or tools, you need a policy that will protect you. We can provide coverage for:
Buildings
Can help you rebuild if a building you own or rent is damaged by fire, wind, or another covered event.
Business Personal
Property Covers your inventory, supplies, computers, furniture, tools, and more.
Tools And Equipment
Coverage can protect tools and equipment you’ve rented or those belonging to contractors.
Spoilage
Coverage can include protection for perishable goods in case of equipment failure, power outage, or contamination.
Business Interruption
Can cover expenses and lost revenue from a disruption cause by property damage that impacts your business.
Let’s Make Sure You’re Covered. Completely.
As a small business owner, you know lots can go wrong. That’s why it’s important to understand that a general liability policy doesn’t cover everything. For example, these types of claims would require different coverages:
- Professional mistakes
- Damage to your business property
- Data breaches
- Auto accidents with company vehicles
- Employee injuries or illness
Ask us about other coverages you may need. You may also want to consider a Business Owner’s Policy (BOP) that packages liability and property coverages for added protection. We can help you decide what’s right for you.
Request A Small Business Risk Review.
See what a review of your current insurance coverage uncovers. You may find that you’re adequately protected. You may find otherwise. Either way, you deserve to know for your peace of mind.