General Liability
Every business needs liability insurance. It provides both defense and damages if you, your employees, or your products or services cause (or are alleged to have caused) bodily injury or property damage to a third party. It’s protection. It’s peace of mind. It’s just smart business.
Be Proactive In Protecting Your Business.
Accidents and negligence can be costly. But we can leverage our long-standing relationships with leading carriers coast-to-coast to find the best possible general liability coverage to protect against claims of:
Property Damage
Pays for damage your business causes to someone else’s property. For example, a contractor breaking a pipe and causing water damage to a client’s home.
Bodily Injury
Covers medical costs and legal fees if a customer or other third party is physically harmed on your business premises or due to your operations, such as a customer slipping on a wet floor.
Medical Payments
Provides for immediate medical expenses for injuries that occur on your premises, regardless of who is at fault, often to avoid potential lawsuits.
Personal And Advertising Injury
Protects against claims of libel, slander, copyright infringement, or wrongful eviction.
Let’s Make Sure You’re Covered. Completely.
As a business professional, you know lots can go wrong. That’s why it’s important to understand that a general liability policy doesn’t cover everything. For example, these types of claims would require different coverages:
- Professional mistakes
- Damage to your business property
- Data breaches
- Auto accidents with company vehicles
- Employee injuries or illness
Ask us about other coverages you may need. You may also want to consider a Business Owner’s Policy (BOP) that packages liability and property coverages for added protection. We can help you decide what’s right for you.
Request A Business Risk Review.
See what a review of your current insurance coverage uncovers. You may find that you’re adequately protected. You may find otherwise. Either way, you deserve to know for your peace of mind.