Motorcycle
At Relation, we’re here to help you protect what matters. That includes your bike, passengers, and even others on the road. Leveraging our long-standing relationships with top-rated insurance carriers coast-to-coast, we can provide a variety of coverage options to fit your needs.
Do You Need Motorcycle Insurance?
Most states require vehicles owners to carry auto insurance. Beyond that, if your car is damaged or you’re in an accident and you don’t have auto insurance, you could personally be responsible for repairs to your car and others, and for medical costs associated with the accident for you and other people involved. Auto insurance protects you!
What’s Covered?
There are a variety of policies available. The most common motorcycle insurance coverages include:
- Liability coverage: This pays for bodily injury and property damage for accidents in which you are legally liable.
- Collision coverage: If your bike suffers physical damage from a collision with another motorist or stationary object, collision coverage pays for the repairs or replacement of the bike up to the policy limit.
- Comprehensive coverage: Also known as “other than collision” coverage, this protects your ride from non-collision risks like falling objects, theft, vandalism, hail, and many more.
- Medical payments coverage: This coverage pays for the medical expenses and funeral expenses for injuries sustained by you or your passengers in an accident.
- Uninsured/underinsured motorist coverage: This provides property damage and bodily injury coverage when you collide with another motorist who is at fault but has little or no insurance.
- Roadside assistance: Because your bike can break down when you are away from home, this add-on ensures that you receive services like towing, gas delivery, and battery jumpstarting to get you going.
Discounts To Keep Your Budget Running Smoothly.
We can help drive down costs with plenty of discount opportunities. Here’s a sampling of options that may be available to you:
Accident-Free
A better rate is often available for accident-free drivers.
Experienced Rider
Riders over a certain age (e.g., 45 or 55 years old) or with multiple years of riding experience may be eligible for reduced rates.
Motorcycle Safety Course
Completing an approved motorcycle safety or defensive driving course often qualifies you for a discount.
Military/Law Enforcement
Active or retired military and law enforcement personnel may qualify for exclusive discounts as a recognition of their discipline and responsibility.
Bundles
Most carriers offer discounts for multi-vehicle policies, or if you also have a homeowner policy with them.
Affinity
Are you a member of a national organization or club? Some carriers have partnerships with them to offer member discounts.
Paperless Policy
Many carriers reward you with a discount if you will opt for a paperless experience with them.
Request A Personal Risk Review.
See what a review of your current insurance coverage uncovers. You may find that you’re adequately protected. You may find otherwise. Either way, you deserve to know for your peace of mind.