Property And Liability
While wealth brings the advantages of an affluent lifestyle, it also comes with complexities. One challenge is adequate protection for your extensive assets. When they exceed the coverage limits of standard policies, you need a specialized, comprehensive solution from an experienced partner.
One Policy. One Premium.
With a private client policy, we can provide comprehensive and coordinated protection that bundles property and liability coverage. You’ll benefit from higher coverage limits, consolidated premiums, and personalized service for managing your unique risks.
Property Coverage:
Assets
Covers a wide range of valuable assets such as multiple homes, vehicles, boats, and high-end collectibles.
Agreed Value
Often insures items for an “agreed value” rather than the fluctuating “market value,” ensuring a specific payout amount in the event of a total loss.
Worldwide Transit
Protects valuable items when they are in transit, such as when being loaned to a museum or moved between properties.
Specialized Locations
Extends coverage to specialized storage locations like art vaults.
Liability Coverage:
Lawsuit Protection
Can prevent employees from suing for on-the-job injuries or lost wages and can help cover legal costs if an employee does sue.
Auto Liability
Covers liability for vehicles, including those that may be driven by others or used for business purposes.
Excess Liability
Can include a high-limit umbrella policy that provides extra liability protection above your other policies, like auto or homeowners insurance.
Coverage For Others
May include coverage for liability related to household employees, such as nannies or gardeners.
Worldwide Protection
Can extend liability coverage to incidents that occur internationally.
Request A Personal Risk Management Review.
See what a review of your current insurance coverage and risk management strategy uncovers. You may find that you’re adequately protected. You may find otherwise. Either way, you deserve to know for your peace of mind.