Personal Lines

When you work with us, you get a knowledgeable and experienced personal risk-management partner to help you protect your assets and the people who matter most to you. Our team will tailor policy options from our extensive network of insurance carriers to best match your needs.

When you work with us, you get a knowledgeable and experienced personal risk-management partner to help you protect your assets and the people who matter most to you. Our team will tailor policy options from our extensive network of insurance carriers to best match your needs.

Personal Lines Products We Offer:

  • Homeowner’s and property, including condo and rental policies
  • Automobile
  • Motorcycles, ATVs, RVs
  • Boats, including yachts and personal watercraft
  • Snowmobiles
  • Antique/classic vehicles
  • Private aviation
  • Inland marine (e.g., jewelry, fine arts, furs, guns, private collections, etc.)
  • Personal umbrella / excess policies
  • Flood/earthquake coverage
  • Identity protection

Annual Personal Risk Review

The First Step Towards Superior Protection and Value

Risks tend to grow in number and complexity with wealth, making your family’s situation unique. As a result, structuring a sound insurance program should begin with a thorough personal-risk review. We’ll then build a plan to address risk on a strategic and comprehensive basis.

We start with a conversation to gain an understanding of your exposures, risk tolerance, and financial objectives. Many families we work with find they can strengthen protection against catastrophic losses while maintaining costs, or even cutting premium payments, by taking advantage of easy savings opportunities, some of which they hadn’t previously considered.

We’ll help you better protect your assets and lifestyle—we understand your unique needs and have access to multiple carriers. We’ll conduct a thorough personal risk review, to create a customized insurance program that offers more effective protection, often with no significant increase in premium.

Program Design, Negotiation and Placement

A Policy to Fit Your Specific Needs

While our client roster is diverse, we specialize in the high-net-worth personal insurance business, by providing specialty coverage for homeowners, automobile, recreational marine, umbrella liability, and valuable collections insurance for individuals and families with emerging and established wealth. As a high-net-worth family, you could be overpaying for insurance that leaves you vulnerable to significant financial loss.

Families with valuable assets often overpay to be underinsured, primarily due to failures to adjust personal-insurance programs as they build wealth. Faced with the complexity of insurance policy contracts and often reluctant to think about detrimental losses, these families leave their insurance relatively unchanged year after year. Many families with substantial assets are also vulnerable to significant financial loss.

Post Placement Day-to-Day Administrative Services

An Array of Options, Now and into the Future

While our focus is on your immediate needs, we’re always looking ahead. As your trusted advisor, we’ll work overtime to not only help you plan for the unexpected, but also to help you plan for the expected growth in your income. Your VIP treatment doesn’t stop there: Part of our innovative solutions, resources, and support includes annual renewal reviews, advisement, and claims assistance. We never just sell and walk away. You can count on us to continue to work hard for you with an innovative approach and the highest level of service in the industry.

Claim Advisory Support

An Exceptional Customer Experience Throughout

Once coverages are placed, we know there will be times during the policy year when your circumstances change, or you simply have coverage or claims questions. You expect easy availability and a quick response, and our account-management teams pride themselves on delivering legendary service. We’ll help to ensure your claims requests are handled quickly and accurately.

Amanda Sipes

Chief Operating Officer, Personal Lines, Western Region

(559) 777-6101   

Success Stories