Student Health Plans
Head-to-Toe Coverage for Students
While tuition and healthcare costs are rising, affordability remains essential. We can help you create comprehensive insurance plans that address the increasingly complex needs of your students, whether they are studying in the U.S or abroad. We’ll ensure that your students receive the coverage they need at a price they can afford, along with additional services like waiver administration and easy online enrollment to create the right solution for your campus. For international students, our plans meet or exceed all U.S. visa requirements, including SEVIS, and our study-abroad plans are accepted by virtually all foreign agencies.
We’ll work closely with our underwriter partners to bring you tailored programs that include any, or all of the following:
- Domestic Student Health
- International Student Medical
- Study Abroad
- Repatriation & Medical Evacuation
- Supplemental Vision, Dental, AD&D
To learn more about our student health services, please visit our microsite 4studenthealth.com.
Intercollegiate Student Athletics
A Track Record of Performance
To best serve the insurance and risk-management requirements of our accounts, our professional staff are trained to analyze, and discuss your athletic-insurance needs, offer claims review and problem-solving advice, and work with you to initiate or improve risk-management techniques. Our flexible plans are designed for all types of athletic programs, for any campus, from small private colleges to large state universities.
We offer the following plan types:
- Fully Insured Plan
- Aggregate Deductible Plan
- Catastrophic Injury
- Primary Student Athletic Accident Plan
- “Gap” Insurance
To learn more about our comprehensive intercollegiate-sports programs, please visit our microsite 4studentathletes.com.
Faculty and Staff Benefits
Best-in-Class Practices for Faculty and Staff
You invest a lot in your faculty and staff. We’ll invest the time and resources needed to ensure the best return on your school’s benefits packages. As a recognized national leader in developing and supporting innovative employee benefits programs, we’ll provide the comprehensive compliance, administrative
communications, and analytical support that makes sense for you. Our solutions go above and beyond traditional cost-cutting strategies that reduce expenses while improving productivity, health, and satisfaction for your employees.
For a more in-depth overview of our employee benefits practice, click here.
Risk Management Solutions
National Resources, Local Expertise
You face a broad range of complex and unique exposures on campus. We offer expertise and resources to bring you highly specialized coverage while offering management and loss control solutions that can lower your costs. Our approach is centered around providing flexible solutions that achieve your specific goals. We’re a knowledgeable partner who can identify and implement strategies that can reduce your risk, lower your premiums, and, should a disaster occur, create a plan that gets everyone back to school as quickly as possible. We write commercial insurance policies for all types of campus buildings and structures and partner with several “A” rated carriers to provide specialized coverage to educational institutions.
These policies may include:
- Blanket Accident Policies
- E&O Policies
- General Liability Insurance
- Risk Financing
- Captive Programs
- Guaranteed Cost
- Aggregated Purchasing
- Large Deductible
- Self Insured Retention
- Retrospective Rating Plans
- Loss Control and Safety Issues
- Directors & Officers Liability
- Employment Practices Liability
- Educators Professional Liability
- Cyber Liability
- Workers Compensation
- Foreign Package
Amateur Sports and Recreational Programs
Rec Sports and More
We’ve developed a variety of products and services customized for amateur sports and youth programs including sports camps and tournaments or events of all sizes, across the country.
We offer the following coverages:
- Third-Party Commercial General Liability
- Participant Legal Liability
- Participant Accident Medical
- Catastrophic Medical (if needed)
- Ancillary Coverages (Property, Workers Compensation, etc.)
To learn more about our comprehensive programs and the specific customer groups we serve, please visit our microsite
Third Party Administration Services
With many of the plans we place, we offer full-service in-house claims processing. Our claims department works closely with our account management team to understand the specifics of each plan, and have a deep knowledge of how claims should be adjudicated. Claims customer service team member can answer questions about benefits and coverage, and provide claims status. Over 98% of our calls to our claims team are answered in 30 seconds or less, and 95% of claims are processed within 14 business days.