Our Storm Team is Here for You During Hurricane Florence

Dear Clients, With Hurricane Florence gaining in strength and intensity and due to hit the East Coast in a matter of hours, we urge all of you to make sure you have a plan in place and are prepared for the worst-case scenario, even if you or your business are in an inland county. Your … Continued

10 Tips to Make Your Incentive Program OSHA Compliant & More Effective

By Steven J. Billings, Michael Williams, and Travis Vance Safety incentive programs have long been used by organizations to promote safe working environments and to encourage safety in the workplace. But a recent memorandum from the Occupational Safety and Health Administration (OSHA)  states that “Section 11(c) of the OSH Act prohibits an employer from discriminating against an … Continued

What’s Inflating Agribusiness Insurance Costs?

By Joe Dunn, Angel Mendez, and Scott W. Dunn   Agribusiness clients are acutely aware of the high premiums they pay for workers’ compensation, premises liability, health insurance and the steps they can take to mitigate those costs. On the other hand, automobile liability has historically been a low-cost, low-visibility afterthought. Not anymore. The risk … Continued

Pre-Loss Education Pays Off With Post-Loss Recovery

Written by Greg Merrill   For more than 15 years, Pan American has been fortunate to count one of the oldest family-owned wineries in Northern California amongst our clients. This vineyard enjoys unique geology and diverse soils that enable the production of high-quality wine labels. We began handling the winery’s crop insurance in 2002. Since … Continued

Self-Driving Vehicles: Who’s Behind the Wheel? Two Ways Autonomous Vehicles Are Impacting Auto Insurance & Driver Liability

Technological breakthroughs in self-driving—AKA autonomous—vehicles are dramatically changing life on the highway. The transition to machine-led driving is affecting how consumers and the auto and insurance industries view auto coverage. As this market continues to develop, the Ascension Transportation Practice is monitoring developments and sharing our take and the observations of others, with you. We … Continued

Ascension Senior Loss-Control Consultant Dan Castillo Shares Harvest Safety Expertise in “Wines & Vines” Magazine

In July, The Lodi District Grape Growers Association and the Lodi Winegrape Commission held a grape harvest safety seminar for vineyard workers and supervisors to help prepare them for a safe 2017 harvest. Dan Castillo, senior loss-control consultant at Pan American, an Ascension Insurance company, presented and shared his expertise on safety-procedures for night harvesting. Click here … Continued

Nuts to You (Not the Thieves!): A 360° Approach to Nut-Theft Risk Management

By Greg Merrill & Andy Sharpe Nut theft is no joking matter—it’s a significant and growing threat to California’s $9 billion+ nut-tree business. With more than 30 nut-theft events in 2015 compared to just one in 2009 and four in 2014, what once warranted only local agricultural area media coverage now garners national mainstream attention. … Continued

Workers’ Compensation Bulletin: New Computation Rules in California for Experience Modifications Coming January 1, 2017

For the first time since 2010, the Workers’ Compensation Insurance Rating Bureau of California (WCIRB) is changing the formula for calculating experience modifications, effective January 1, 2017. This could impact your Workers’ Compensation premiums. What is an Experience Modification? Experience rating is a method that compares an employer to other companies in its industry class … Continued

Ascension Will Be At The CSLN Annual Leadership Conference 2016

Ascension is pleased to announce that we will be sponsoring a booth at The CSLN Annual Leadership Conference 2016, at the Dana Hotel on Mission Bay, San Diego, California, from April 14th  and 15th  Hosts Nichole Bogue and Jeff Chenu will be discussing insurance/risk management options unique to the Independent/Supported living care community. We look forward to … Continued

Upcoming Free Seminar – Market Update: Creative Solutions for a Changing Market

Please join us for a seminar and panel discussion, led by Shiraz Saeed, Cyber Specialist at AIG, and John Simios, ARM, AAI, Vice President, Captive Resources LLC. This seminar will focus on sharing ideas and expertise regarding creative risk transfer solutions and assessing new and growing exposures for middle- market companies. Questions Answered/Topics Covered: Market … Continued